Comparison of Financial Performance of Commercial Banks: A Case Study in the Context of India (2009-2013)
Dr. Ansarul Haque

In the modern era, the banking sector has proved its striking eminence, for it holds a big support to the economy of any nation chiefly because of the transactions of huge, ever-proliferating wherewithal in faith of the investors as well as the government or owners. Banks cycle funds into different sectors for further fructifications to enrich and fortify all round economy. Banking however, is a complex system undoubtedly wherein the vested interest of any researcher may lie profusely. Therefore this study examines and evaluates the concurrent performance of chosen few major Indian banks during 2009-2013 following the global financial slump of 2008. In order to judge their performance, the present study compares the financial position of various indigenous and foreign Scheduled Commercial Banks (SCBs). And to prove his viability, he has used the parameters─ Return on Asset, Return on Equity and Net Interest Margin. Furthermore, his study ascertains through quantitative research using Analysis of Variance (ANOVA) if any significant difference of profitability means among different banking groups really exists. The result indicates that there is no significant means in difference of profitability among various banking groups in respect to ROA and NIM, yet a significant means of difference is seen among the peer groups in terms of ROE.

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